Welcome to Jyotishwala! By using our app, website, or services (collectively referred to as the “Services”), you agree to the following terms and conditions (“Terms”). Please read them carefully. If you do not agree to these Terms, do not use our Services.

1. Acceptance of Terms

By accessing or using our Services, you confirm that you are at least 18 years old and legally capable of entering into a binding agreement.

2. Services Provided

Novarsistech PVT. LTD. offers Jyotishwala astrology-related content, predictions, and consultations. All information provided is for entertainment and informational purposes only and should not be considered professional advice (legal, financial, medical, etc.).

3. User Responsibilities

You agree to:

• Provide accurate information when using our Services (e.g., birth details).
• Use the Services for personal, non-commercial purposes only.
• Refrain from using the Services for any unlawful or harmful activity.

4. Payments and Refunds

• Payments for premium features, consultations, or services are processed through secure payment gateways.
• All purchases are final and non-refundable unless explicitly stated otherwise.
• We reserve the right to modify pricing or features at any time.

5. Account Management

• You are responsible for maintaining the confidentiality of your account credentials.
• Notify us immediately of any unauthorized access to your account.
• We reserve the right to suspend or terminate accounts for violation of these Terms.

6. Intellectual Property

• All content, including text, graphics, logos, and software, is the property of Jyotishwala or its licensors and is protected by intellectual property laws.
• You may not reproduce, distribute, or modify our content without prior written permission.

7. Limitation of Liability

• Jyotishwala and its affiliates are not liable for any direct, indirect, incidental, or consequential damages arising from your use of the Services.
• The Services are provided “as is” without warranties of any kind, either express or implied.

8. Indemnification

You agree to indemnify and hold harmless Jyotishwala, its affiliates, and its team from any claims, losses, or damages arising from your use of the Services or violation of these Terms.

9. Changes to the Terms

We reserve the right to update these Terms at any time. Changes will be effective upon posting on our website or app, with the “Effective Date” updated accordingly. Continued use of the Services after such changes constitutes acceptance of the new Terms.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of India. Any disputes will be subject to the exclusive jurisdiction of the courts in Indore, Madhya Pradesh.

11. Contact Us

For questions or concerns about these Terms, please contact us:

• Email: support@jyotishiwala.com

By using Jyotishwala, you acknowledge that you have read, understood, and agree to these Terms and Conditions.